Premier Bonus

• Qualified 0-85
• Non-qualified 0-85
• Inherited IRA 0-75
• Inherited non-qualified 0-75

• Non-qualified
• Qualified
• Inherited non-qualified
• 403(b) (Traditional and Roth)
• IRA (Traditional, Roth, SEP, SIMPLE and Inherited)
• 457(b)

• Issued with single purchase payment
• Subsequent purchase payments accepted in first two contract months

• 5.75% purchase payment bonus (fully vested after seven contract years)

• Declared Rate
• S&P 500 1-Year Point-to-Point with Cap
• S&P 500 Risk Control 1-Year Point-to-Point with Par Rate
• S&P U.S. Retiree Spending 1-Year Point-to-Point with Par Rate
• iShares U.S. Real Estate 1-Year Point-to-Point with Cap

• 7-year declining 6%, 5%, 4%, 3%, 3%, 3%, 3%, 0%

• During the first contract year, 10% of purchase payments may be withdrawn without an early withdrawal charge or market value adjustment.
• After the first contract year, 10% of the account value as of the most recent contract anniversary may be withdrawn without an early withdrawal charge or market value adjustment.

A market value adjustment will apply to withdrawals or surrenders during the seven-year term.

• Terminal Illness Waiver
• Extended Care Waiver

87.5% of purchase payments, plus interest credited daily at a minimum guaranteed rate, less withdrawals, not including amounts applied to pay early withdrawal charges or negative MVAs

• Fixed period payout
• Life payout
• Life payout with payments for at least a fixed period
• Joint and one-half survivor payout