Riders

IncomeDefender

This guaranteed income rider offers an 8% rollup and payments that can start immediately after issue (if age 55+). Available with the Index Protector 7.

IncomeSecure

This guaranteed income rider offers a 6% rollup and payments that can start immediately after issue (if age 55+).

Inheritance Enhancer

This guaranteed death benefit rider offers a 9% rollup for issue ages 50-75, a 6% rollup for issue ages 76-85 and refund of rider charges in certain circumstances.

IncomeDuo - temporarily suspended

This guaranteed joint income rider offers a 7% rollup and payments that can start immediately after issue (if younger spouse is age 55+)

Income Keeper - temporarily suspended

This guaranteed income rider stacks an amount equal to 100% of the interest credited to the account value on top of a 2% rollup. Available with the Index Protector 7.

Legacy Income Option - temporarily suspended

This guaranteed death benefit rider allows clients to withdraw up to 5% of the account value for 10 years while the rider death benefit remains at the purchase payment. Available with the American Custom 10.

Simple Income Option - temporarily suspended

This guaranteed income rider offers a 7% rollup and payments that can start immediately after issue (if age 55+). Available with the American Custom 10.

Stacked Income Option - temporarily suspended

This guaranteed income rider stacks an amount equal to 100% of the interest credited to the account value on top of a 4% rollup. Available with the American Custom 10.