AssuranceSelect 3 Plus

Offer your clients competitive growth opportunity with AssuranceSelect 3 Plus. This fixed-indexed annuity offers multiple indexed strategies, accepts additional purchase payments during the first two contract months, and features early withdrawal charges and market value adjustments that end after three years. For a complete product description, see the Product Overview in the Marketing Materials section below.

Details

Issue Ages

Inherited non-qualified 0-75Inherited IRA 0-75Qualified 0-90Non-qualified 0-90In Texas, contracts can only be issued up to age 85

Tax Qualifications

Non-qualifiedQualifiedInherited non-qualified403(b) (Traditional and Roth)IRA (Traditional, Roth, SEP, SIMPLE and Inherited)457(b)

Purchase Payments

Subsequent allowed 60 days from issue only; Minimum: $2,000Issued with single purchase payment

Purchase Payment Minimums and Maximums

Minimum:

$50,000

Subsequent:

$2,000

Maximum:

$1 million for ages 0-85
$500,000 for ages 86+

Early Withdrawal Charges

3-year declining 9%, 8%, 7%3-year declining 8%, 8%, 7%*Availability of the 8% first-year early withdrawal charge schedule is dependent upon approval by your financial institution.

Market Value Adjustment

A market value adjustment will apply to withdrawals or surrenders during the three-year term

Free Withdrawal Allowance

During the first contract year, 10% of purchase payments may be withdrawn without an early withdrawal charge or market value adjustment.After the first contract year, 10% of the account value as of the most recent contract anniversary may be withdrawn without an early withdrawal charge or market value adjustment.

Waivers

Terminal Illness WaiverExtended Care Waiver

Interest Strategies

Declared RateS&P 500 1-Year Point-to-Point with CapiShares U.S. Real Estate 1-Year Point-to-Point with CapiShares MSCI EAFE 1-Year Point-to-Point with Cap

Guaranteed Minimum Surrender Value (GMSV)

87.5% of purchase payments, plus interest credited daily at a minimum guaranteed rate, less withdrawals, not including amounts applied to pay early withdrawal charges or negative MVAs

Payout Options

Fixed period payoutLife payoutLife payout with payments for at least a fixed periodJoint and one-half survivor payout

All Annuities

Indexed

Riders

Registered Index-Linked

Fixed

Marketing Materials

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Product Rates

Calculators

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Training

Learning

Marketing Materials

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