AssuranceSelect 7

Offer your clients competitive growth opportunity with AssuranceSelect 7. This fixed-indexed annuity offers multiple indexed strategies, accepts additional purchase payments during the first 10 contract years, and features early withdrawal charges that end after seven years. For a complete product description, see the Product Overview in the Marketing Materials section below.

Details

Issue Ages

Non-qualified 0-85Inherited non-qualified 0-75Inherited IRA 0-75Qualified 0-85

Tax Qualifications

Non-qualifiedQualifiedInherited non-qualified403(b) (Traditional and Roth)IRA (Traditional, Roth, SEP, SIMPLE and Inherited)457(b)

Purchase Payments

Issued with single purchase paymentSubsequent purchase payments accepted in the first 10 contract years*MA, NJ & OR – Additional purchase payments only accepted for the first contract year

Purchase Payment Minimums and Maximums

Minimum:

$10,000

Subsequent:

$2,000

Maximum:

$1 million for ages 0-85

Early Withdrawal Charges

7-year declining 9%, 8%, 7%, 6%, 5%, 4%, 3%

Free Withdrawal Allowance

During the first contract year, 10% of purchase payments may be withdrawn without an early withdrawal chargeAfter the first contract year, 10% of the sum of the account value as of the most recent contract anniversary plus all purchase payments received since that contract anniversary may be withdrawn without an early withdrawal charge

Waivers

Terminal Illness WaiverExtended Care Waiver

Interest Strategies

Declared RateS&P 500 1-Year Point-to-Point with CapS&P 500 1-Year Monthly Averaging with CapSPDR Gold 1-Year Point-to-Point with CapS&P 500 Risk Control 1-Year Point-to-Point with Par Rate

Guaranteed Minimum Surrender Value (GMSV)

100% of purchase payments, plus interest credited daily at a guaranteed minimum rate, minus the account value multiplied by the applicable early withdrawal charge rate

Payout Options

Fixed period payoutLife payoutLife payout with payments for at least a fixed periodJoint and one-half survivor payout

All Annuities

Indexed

Riders

Registered Index-Linked

Fixed

Marketing Materials

Illustration Software

Product Rates

Calculators

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Training

Learning

Marketing Materials

Forms & Kitting