Terms and Conditions

Company Licensing Information

The products described in this web site (this “Web Site”) are provided by one or more of the following companies (collectively “Great American Life”):

Annuity Investors Life Insurance Company

Annuity Investors Life Insurance Company is an OH domiciled life and health insurance company, authorized in all states and the D.C. except in NY and VT, with its principal place of business at 301 E. Fourth St., Cincinnati, OH 45202, NAIC number 93661.

Great American Life Insurance Company

Great American Life Insurance Company is an OH domiciled life and health insurance company, authorized in all states and the D.C. except in NY, with its principal place of business at 301 E. Fourth St., Cincinnati, OH 45202, NAIC number 63312.

Manhattan National Life Insurance Company

Manhattan National Life Insurance Company is an OH domiciled life and health insurance company, authorized in all states and the D.C. except in NY, with its principal place of business at 301 E. Fourth St., Cincinnati, OH 45202, NAIC number 67083.

All insurance products referred to in this Web Site are subject to availability and qualifications. Not all companies are licensed in all jurisdictions. Not all products are available in all jurisdictions. The materials available through this Web Site do not constitute an offer of any product in any jurisdiction. Licensing information current as of May 2021.

Web Site Usage Agreement Terms and Conditions

This Web Site contains links to our affiliate’s web sites. The terms and conditions contained in affiliate’s web sites supersede these terms and conditions for purposes of that affiliate’s web site and that affiliate’s customers, potential customers and claimants.

Web Site content is the property of Great American Life. This page sets forth the terms and conditions under which Great American Life provides the information on this Web Site, as well as the terms and conditions governing your use of the Web Site. By making use of this Web Site, you agree to be bound by the terms and conditions that appear here. These terms and conditions are subject to updating at any time without notice. Changes to the terms and conditions take effect when posted to the Web Site.

IF AT ANY TIME YOU DO NOT ACCEPT THE TERMS AND CONDITIONS, DO NOT ACCESS THE WEB SITE OR ANY OF ITS PAGES.

Copyright / Trademark

© Copyright 2021 Great American Life Insurance Company. All rights reserved. No part of the materials made available may be stored, recorded, reproduced, photocopied or transmitted, in any form or by any means without prior written approval. The service marks used within this Web Site are the property of Great American Life as well as the names of various products and services described within and offered by Great American Life. For a non-exhaustive list of all service marks owned by Great American Life, click here. Great American® appearing with the Great American Logo is a registered trademark of Great American Insurance Company and is used under license.

Jurisdiction

Use of this Web Site is governed by the laws of the state of Ohio, USA other than laws governing conflicts of laws. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in Hamilton County, Ohio, USA.

Enforceability

If any part of these terms and conditions are invalidated by a court of competent jurisdiction, the invalid provision(s) are deleted and the remaining provisions are not affected and remain valid and enforceable in accordance with the express terms thereof.

Important Disclosures about Annuity Products

Annuity products are issued by Great American Life Insurance Company. All guarantees are based on the financial strength and claims paying ability of Great American Life Insurance Company, which is solely responsible for all obligations under its policies.

Registered index-linked annuity products are sold by prospectus which you should read carefully before investing. The product prospectus for registered index-linked annuities can be obtained from your investment professional and may be available online. These product prospectuses contain information regarding risks, charges, expenses and other important matters.

No security or annuity product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful under the laws of the jurisdiction. Some products or product features may not be available in all states.

Products Availability – All Products and Services

The information and descriptions of products and services contained in this Web Site are intended as general information and do not contain all the terms, conditions, limits and other criteria applicable to the products and services offered by Great American Life. Great American Life may make improvements or changes in the products and services described on this Web Site at any time without notice.

None of the information and descriptions contained in this Web Site should be viewed as an offer to sell or as a solicitation to purchase any of Great American Life’s products or services. Availability of the products and services described varies by jurisdiction. This is not intended as a solicitation or offer to sell an insurance product in a jurisdiction in which the solicitation, offer, sale or purchase thereof would be unlawful.

The contents of this Web Site, and the information and descriptions of the products and services contained in this Web Site do not constitute investment or financial advice and should not be used as a substitute for professional advice, assessment and evaluation, or the basis for making any specific investment decision. You should always consult your professional advisers and obtain independent verification of such information and data before making any decision based thereon.

Nothing in this Web Site or made available through the products and services shall be considered or construed on the part of Great American Life as giving any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits, insurance or deposits in any jurisdiction.

This Web Site does not amend, modify or supplement any annuity contract or insurance policy. Your eligibility for products and services is subject to final determination of underwriting qualifications and acceptance by Great American Life.

Third Party Sites

This Web Site may contain links to other internet sites ("third-party sites") that are not maintained by Great American Life. These links are provided solely for your convenience. Great American Life makes no warranties or representations about and disclaims any responsibility for the contents of any products or services offered in such third-party sites. Any reference to a linked site or any specific product or service by name does not constitute or imply its endorsement by Great American Life.

Warranties Disclaimers

The materials contained in this Web Site and in linked sites directly or indirectly accessible from this Web Site are provided without warranties of any kind, either express or implied, including but not limited to all implied warranties of merchantability or fitness for a particular purpose, title or non-infringement. Great American Life does not guarantee the accuracy, completeness, timeliness or availability of the content of this Web Site or any portal or service promoted on this Web Site.

Submissions

All information that you submit to Great American Life via this Web Site shall be deemed, and remain, the property of Great American Life. To the extent any information submitted to Great American Life via this Web Site includes any intellectual property; you hereby assign it to Great American Life. Great American Life shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this Web Site provides through this Web Site. Great American Life shall not be subject to any obligations regarding such information except as expressly indicated in any applicable Privacy Statement(s) contained within the Web Site, agreed to by Great American Life having the direct customer relationship with the person providing the information, otherwise specifically agreed to in a separate writing, or if required by law. You further recognize that Great American Life does not want you to provide, and prohibits you from providing, any information or material to Great American Life that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another person or entity. Great American Life reserves the right to refuse to post material on the Web Site or to remove material already posted on the Web Site.

Privacy

You agree that we may collect, use, and disclose the information you provide on this website in accordance with the terms of the Great American Life Privacy Policy.

Indemnity

To the fullest extent permissible by applicable law, you agree to indemnify and hold Great American Life, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against Great American Life by any third party due to or arising out of, or in connection with, your use of the Web Site.

Termination

We may, in our sole discretion, terminate or suspend your access to all or part of this Web Site and its contents for any reason, including, without limitation, your breach of these Terms and Conditions. Service Marks Service Marks Owned by Great American Life.

Service Marks

Service Marks Owned by Great American Life.