About Great American Life

Why Choose Great American Life?

As a leading provider of annuities, Great American Life Insurance Company is committed to helping people plan for a secure retirement. We offer a level of financial strength that our customers can count on. We are a wholly owned subsidiary of MassMutual, one of the largest life insurance companies in the U.S., founded in 1851.

An “A+” company
Great American Life has a long history of financial strength. While many insurance companies have seen their ratings fluctuate, we received:

  • An upgrade to “A+” by AM Best in 2020
  • Two upgrades since 2007, now at “A+,” by Standard & Poor’s

We are proud to have received an “A” or higher rating by AM Best for more than 40 consecutive years. This rating indicates an “excellent ability to meet our ongoing obligations to policyholders.”

Solid operating performance
In the last decade, our gross annuity premiums have more than tripled to $41.2 billion. This tremendous premium growth demonstrates our continuing commitment to providing annuity products that can help you reach your long-term goals.

Our simple promise

When it comes to planning for the future, we believe it pays to keep things simple. From the products we offer to the service we provide, we make things as easy as possible. Whenever you have a question, we're only a phone call away. It's part of our simple promise to you: superior service and annuities that are easier to understand.

Hundreds of thousands of individuals have entrusted a piece of their retirement to Great American Life. Since 2000, we have paid more than $9 billion in guaranteed income benefits to our valued contract owners, including more than $1 billion in 2020.

Backed by MassMutual

Great American Life was acquired by MassMutual in 2021. MassMutual was drawn to our company because of our continuing growth as a leading annuity provider and long-standing reputation for providing superior customer service.

We continue to operate as an independent subsidiary of MassMutual, which allows us to stay focused on serving the unique needs of our customers, while leveraging the investment capabilities and financial strength of MassMutual.

Great American Life is headquartered in Cincinnati, Ohio, where we’ve proudly operated for nearly 30 years.



AM Best rating of “A+” (Superior) affirmed June 4, 2021. S&P rating of “A+” affirmed June 1, 2021.
Gross annuity premiums measured on the basis used to prepare statutory annual statements. Includes Great American Life Insurance Company® and its wholly-owned subsidiary, Annuity Investors Life Insurance Company®.
Guaranteed income benefit amount includes annuity benefit payments under immediate and deferred annuities, income benefit payments under guaranteed withdrawal benefit riders and contract withdrawals taken by owners after their rider benefit payments began.